Installment Payment Plans on Apple Products

Exclusive VISA 0% Installment Plans

Eligible VISA CC from 3M 6M 12M 18M 24M Min Purchase One time
Processing Fee		 How to Avail
Emirates NBD Logo ✔ ✔ ✔ ✔ ✔ AED 1,000 AED 49 Online: Select "0% EPP" payment at checkout.
Store: Inform our staff.
Emirates Islamic Bank Logo ✔ ✔ ✔ ✔ ✔ AED 1,000 AED 49

• Valid only on select Emirates NBD & Emirates Islamic bank Visa credit cards. Learn more >

Standard 0% Installment Plans

Our Partner Bank 3M 6M 9M 12M 24M Min Purchase One time
Processing Fee		 How to Avail
Emirates Islamic Bank Logo ✔ ✔ – ✔ ✔ AED 500 0% Call: 600599995
Aafaq Logo ✔ ✔ ✔ ✔ ✔ AED 500 3/6/9/12 mo - 1% or AED 50
24mo - 3% or AED 50		 Call: 600502006
RAKBANK Logo ✔ ✔ ✔ ✔ – AED 1,000 3mo & 6mo - AED 49
9mo - 1.5% | 12mo - 2%		 Call: 042130000
FAB Logo ✔ ✔ – ✔ – AED 1,000 3mo - 1% | 6mo - 2%
| 12mo - 4%		 SMS:'EPP' to 2121,
Call: 600525500
Emirates NBD Logo – ✔ – – – AED 1,000 AED 49 Call: 600540000
ADC Bank Logo ✔ ✔ – – – AED 1,000 AED 50 Call: 600502030
ADIB Bank Logo ✔ ✔ – – – AED 1,000 0% Call: 600543216
Citibank Logo ✔ ✔ ✔ ✔ – AED 1,000 3mo - 1% | 6mo - 2% | 9mo - 3% | 12mo - 4% Call: 043114000
Dubai Islamic Bank Logo – ✔ – ✔ – AED 500 0% SMS: 'ZERO' to 4224
HSBC Logo ✔ ✔ – – – AED 1,000 0% Call: 600554722

Limits, Processing fees & Contact details

  • No Processing Fee to convert to EPP
  • 0% interest
  • Minimum purchase AED 500
  • Call on 600 599995
  • one-time processing fee
    3mo, 6mo, 9mo, 12mo: 1% or AED 50 whichever is higher | 24mo: 3% or AED 50 whichever is higher
  • Minimum purchase AED 500

  • To book: contact the Aafaq call centre within 45 days of purchase to request the conversion to an easy payment plan.
  • Call on 600 502006
  • Email: customercare@aafaq.ae
  • Minimum purchase AED 1,000.

  • One time processing fees: 3&6mo - AED 49 | 9mo - 1.5% | 12mo - 2%
  • Call on 042 13 0000
  • One-time processing fee applicable 3 months - 1% | 6 months - 2% | 12 months - 4% of the total transaction amount.
  • Apply for 0% EPP through FAB Mobile App or FAB Internet Banking
  • SMS ‘EPP’ to 2121
  • Minimum purchase AED 1,000
  • Call on 600 52 5500
  • One-time processing fee of AED 49 per transaction
 applicable on 0% Installment Plan.

  • Minimum purchase AED 1,000

  • Call on 600 54 0000
  • One-time processing fee of AED 50 per transaction,
for 3 or 6 months applicable on 0% Installment Plan.

  • Minimum purchase AED 1,000.

  • Call on 600 50 2030

▸ No Processing Fee to convert to EPP

  • Minimum purchase AED 500

  • No Processing Fee to convert to EPP

  • To avail, SMS ‘ZERO’ to 4224
  • No Processing Fee to convert to EPP

Steps to convert your purchase into 0% installments

  • Step 1:

    Buy a product from istyle.ae or any iSTYLE store (check required minimum purchase value in below table).

  • Step 2:

    After checkout, the full amount is charged to your credit card immediately.

  • Step 3:

    Contact your bank using the provided number to request installment conversion.

  • Step 4:

    Within 1–3 working days, the bank converts the transaction into installments.

  • Step 5:

    Your credit card limit is reduced by the purchase amount until the bank converts it into installments.

  • Step 6:

    You pay monthly EMIs, and your credit limit restores gradually as you repay.

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Benefits of iSTYLE’s 0% Installment Payment Plan

  • Affordability

    The 0% installment payment plan makes it more affordable to purchase an Apple product. You can spread the cost of the product over several months, making it easier to fit into your budget.

  • Flexibility

    The 0% installment payment plan offers flexibility. You can choose the length of the payment plan that best suits your needs, for example if you would like to split your payment for your new iPhone, you could do so in 3 months, 6 months, 12 months or even 24 months.

  • No interest

    The 0% installment payment plan does not incur any interest. This means that you will not pay any extra money for the product over time.

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How to Qualify for iSTYLE’s 0% Installment Payment Plan:

To qualify for iSTYLE’s 0% installment payment plan, you must meet the following requirements:

✓ Be at least 18 years old
✓ Be a resident of the UAE and have a valid emirates ID.
✓ Have an eligible credit card with one of the above banks
✓ Have a sufficient limit on the eligible credit card

Buy Apple Products with 0% Installment Plans in the UAE 

Buying your favourite Apple device has never been easier with iSTYLE UAE's Apple installment plan options. Whether you're planning to upgrade to the latest iPhone, MacBook, iPad, Apple Watch, or AirPods, you can enjoy flexible payment options through participating banks and spread the cost over convenient monthly installments at 0% interest.

iPhone Installment UAE & MacBook Installment UAE

If you're looking for an iPhone installment UAE option, iSTYLE UAE offers repayment tenures ranging from 3 to 24 months, allowing you to own the latest iPhone without paying the full amount upfront. Customers searching for a MacBook installment in the UAE can also choose eligible installment plans that make purchasing a MacBook more affordable for work, study, or creative projects. With multiple tenure options available, owning premium Apple devices is now more accessible than ever.

Apple Financing UAE with Leading Banks

As part of its Apple financing UAE solutions, iSTYLE partners with leading banks, including Emirates NBD, Emirates Islamic, RAKBANK, FAB, ADCB, ADIB, Citibank, Dubai Islamic Bank, and HSBC. Eligible cardholders can convert qualifying purchases into easy monthly installments after completing their transaction online or at any iSTYLE store across the UAE.

Apple Credit Card Installment - How It Works

With an Apple credit card installment, your purchase is initially charged to your eligible credit card, and your bank converts it into monthly installments within 1-3 working days. This simple process allows you to enjoy your new Apple device immediately while making manageable monthly payments based on your selected repayment tenure.

Pay with Tabby & Tamara

Enjoy even more flexibility with Tabby and Tamara at iSTYLE UAE. Split the cost of your Apple purchase into interest-free payments with a quick and simple checkout process. Whether you're buying an iPhone, MacBook, iPad, Apple Watch, or accessories, Tabby and Tamara make it easier to shop now and pay later.

Why Choose iSTYLE UAE for Apple Installment Plans?

Whether you're shopping for the latest iPhone, MacBook, iPad, Apple Watch, AirPods, or Apple accessories, iSTYLE UAE makes premium Apple technology more affordable with flexible installment plans, trusted banking partners, and 0% interest payment options. Explore the available plans today and choose the repayment option that best suits your budget while enjoying the Apple products you love.

FAQs for 0% installment:

What products are eligible for installment plans at iSTYLE UAE?

You can use installment plans to purchase iPhones, MacBooks, iPads, Apple Watches, AirPods, and various Apple accessories.

What repayment tenure options are available for iPhones and MacBooks?

Repayment tenures range from 3 to 24 months, depending on your bank and eligible plan.

Which banks partner with iSTYLE UAE for 0% Apple installment plans?

iSTYLE UAE partners with leading UAE banks, including:

  • Emirates NBD
  • Emirates Islamic
  • RAKBANK
  • FAB (First Abu Dhabi Bank)
  • ADCB (Abu Dhabi Commercial Bank)
  • ADIB (Abu Dhabi Islamic Bank)
  • Citibank
  • Dubai Islamic Bank
  • HSBC