Installment Payment Plans on Apple Products

Our Partner Bank 3M 6M 9M 12M 24M Min Purchase One time
Processing Fee		 How to Avail
Emirates Islamic Bank Logo ✔ ✔ – ✔ ✔ AED 500 0% Call: 600 59 9995
RAKBANK Logo ✔ ✔ ✔ ✔ – AED 1,000 3mo & 6mo - AED 49
9mo - 1.5% | 12mo - 2%		 Call: 042 13 0000
FAB Logo ✔ ✔ ✔ ✔ – AED 500 3mo - 1% | 6mo - 2%
| 12mo - 4%		 SMS:'EPP' to 2121,
Call: 600 52 5500
Emirates NBD Logo – ✔ – – – AED 1,000 AED 49 Call: 600 54 0000
ADC Bank Logo ✔ ✔ – – – AED 1,000 AED 50 Call: 600 50 2030
ADIB Bank Logo ✔ ✔ – – – AED 1,000 0% Call: 600 54 3216
Citibank Logo ✔ ✔ ✔ – – AED 1,000 1% Call: 04 311 4000
Dubai Islamic Bank Logo – ✔ – ✔ – AED 500 0% SMS: 'ZERO' to 4224
HSBC Logo ✔ ✔ – – – AED 1,000 0% Call: 600 55 4722

Limits, Processing fees & Contact details

  • No Processing Fee to convert to EPP
  • 0% interest
  • Minimum purchase AED 500
  • Call on 600 599995
  • Minimum purchase AED 1,000.

  • One time processing fees: 3&6mo - AED 49 | 9mo - 1.5% | 12mo - 2%
  • Call on 042 13 0000
  • One-time processing fee applicable 3 months - 1% | 6 months - 2% | 12 months - 4% of the total transaction amount.
  • Apply for 0% EPP through FAB Mobile App or FAB Internet Banking
  • SMS ‘EPP’ to 2121
  • Minimum purchase AED 500
  • Call on 600 52 5500
  • One-time processing fee of AED 49 per transaction
 applicable on 0% Installment Plan.

  • Minimum purchase AED 1,000

  • Call on 600 54 0000
  • One-time processing fee of AED 50 per transaction,
for 3 or 6 months applicable on 0% Installment Plan.

  • Minimum purchase AED 1,000.

  • Call on 600 50 2030

▸ No Processing Fee to convert to EPP

  • 1% of the transaction amount will be charged as 
one-time processing fee.
  • Minimum purchase AED 1,000

  • Call on 04 311 4000
  • Minimum purchase AED 500

  • No Processing Fee to convert to EPP

  • To avail, SMS ‘ZERO’ to 4224
  • No Processing Fee to convert to EPP

Steps to convert your purchase into 0% installments

  • Step 1:

    Buy a product from istyle.ae or any iSTYLE store (check required minimum purchase value in below table).

  • Step 2:

    After checkout, the full amount is charged to your credit card immediately.

  • Step 3:

    Contact your bank using the provided number to request installment conversion.

  • Step 4:

    Within 1–3 working days, the bank converts the transaction into installments.

  • Step 5:

    Your credit card limit is reduced by the purchase amount until the bank converts it into installments.

  • Step 6:

    You pay monthly EMIs, and your credit limit restores gradually as you repay.

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Benefits of iSTYLE’s 0% Installment Payment Plan

  • Affordability

    The 0% installment payment plan makes it more affordable to purchase an Apple product. You can spread the cost of the product over several months, making it easier to fit into your budget.

  • Flexibility

    The 0% installment payment plan offers flexibility. You can choose the length of the payment plan that best suits your needs, for example if you would like to split your payment for your new iPhone, you could do so in 3 months, 6 months, 12 months or even 24 months.

  • No interest

    The 0% installment payment plan does not incur any interest. This means that you will not pay any extra money for the product over time.

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How to Qualify for iSTYLE’s 0% Installment Payment Plan:

To qualify for iSTYLE’s 0% installment payment plan, you must meet the following requirements:

✓ Be at least 18 years old
✓ Be a resident of the UAE and have a valid emirates ID.
✓ Have an eligible credit card with one of the above banks
✓ Have a sufficient limit on the eligible credit card